:root{--ink:#18222b;--navy:#102f45;--blue:#1a5e82;--accent:#e9a23b;--paper:#f7f5ef;--soft:#f4f7f8;--line:#dde4e7;--muted:#5e6b74;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.66;background:#fff}
a{color:var(--blue)}.wrap{width:min(1140px,92%);margin:auto}.narrow{max-width:860px}
.utility{background:#0a2232;color:#fff}.utility .wrap{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:20px;font-size:.9rem}.utility a{color:#fff;text-decoration:none;font-weight:800}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}.navrow{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:78px}
.logo{font-size:1.12rem;line-height:1.05;font-weight:950;color:var(--navy);text-decoration:none;max-width:270px}.logo small{display:block;font-size:.67rem;letter-spacing:.16em;color:var(--blue);margin-top:6px}
nav{display:flex;gap:18px;align-items:center}nav a{text-decoration:none;color:var(--ink);font-size:.92rem;font-weight:750}.header-phone{display:flex;align-items:center;gap:9px;background:var(--accent);color:#10212d!important;padding:12px 16px;border-radius:8px;font-weight:950;text-decoration:none;white-space:nowrap}
.breadcrumbs{padding:12px 0;font-size:.84rem;color:var(--muted)}.breadcrumbs a{text-decoration:none}
.hero{background:linear-gradient(120deg,#102f45 0%,#1c5673 100%);color:#fff;padding:72px 0}.hero-inner{display:grid;grid-template-columns:1.45fr .72fr;gap:48px;align-items:center}.eyebrow{font-size:.76rem;font-weight:900;letter-spacing:.15em;color:#ffd495}.hero h1{font-size:clamp(2.3rem,5vw,4rem);line-height:1.04;margin:.28em 0}.hero p{font-size:1.12rem;color:#eaf1f4;max-width:750px}
.btn{display:inline-block;background:var(--accent);color:#14212a;text-decoration:none;font-weight:950;padding:13px 18px;border-radius:8px}.hero-card{background:#fff;color:var(--ink);padding:26px;border-radius:14px;box-shadow:0 22px 46px #07192555}.hero-card h2{margin-top:0;font-size:1.55rem}.big-phone a,.phone{font-size:1.55rem;font-weight:950;text-decoration:none;color:var(--navy)}
main section{padding:54px 0}main section:nth-child(even){background:var(--soft)}h2{font-size:2rem;line-height:1.17;color:var(--navy);margin-top:0}h3{color:var(--navy);line-height:1.25}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}.tile{display:block;border:1px solid var(--line);border-radius:12px;padding:22px;background:#fff;color:var(--ink);text-decoration:none}.tile:hover{box-shadow:0 10px 28px #13354a15;transform:translateY(-1px)}.tile h3{margin-top:0}.check{padding-left:1.2rem}.check li{margin:.5rem 0}.source{font-size:.86rem;color:var(--muted)}
.cta{background:var(--paper)!important}.cta-inner{display:flex;justify-content:space-between;align-items:center;gap:28px;border-left:5px solid var(--accent);padding:10px 0 10px 24px}
footer{background:#0a2232;color:#d4dee4;padding:50px 0 92px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:35px}footer a{color:#fff}.fine{font-size:.82rem;color:#9eb0bb}.mobile-call{display:none}
@media(max-width:860px){nav a:not(.header-phone){display:none}.utility span{display:none}.hero{padding:48px 0}.hero-inner,.grid3,.grid2,.footer-grid{grid-template-columns:1fr}.cta-inner{align-items:flex-start;flex-direction:column}.header-phone{font-size:.86rem;padding:11px 12px}.logo{font-size:.98rem}.mobile-call{display:block;position:fixed;bottom:0;left:0;right:0;z-index:60;background:var(--accent);color:#10212d;text-align:center;padding:14px;font-weight:950;text-decoration:none;box-shadow:0 -3px 14px #0002}}